Term Interest Rate** APY***
12 month fixed 2.35% 2.38%
18 month fixed 2.60% 2.63%
24 month fixed 2.85% 2.89%
36 month fixed 3.10% 3.14%

Term Interest Rate** APY***
12 month variable 2.35% 2.38%
18 month variable 2.60% 2.63%
24 month variable 2.85% 2.89%
36 month variable 3.10% 3.14%
60 month variable 3.60% 3.66%


**Rates subject to change without notice.
Minimum balance required to open account is $25.00.
Minimum balance to earn the Annual Percentage Yield is $10.00.
A penalty may be imposed for withdrawal before maturity.
Withdrawal of interest will reduce earnings.
Fees could reduce the earnings on the account.

***Annual Percentage Yield